Official Documents

Surga99 Terms & Conditions – Malaysia Betting Platform Terms of Use

This document contains all the rules and conditions governing the use of the Surga99 platform. Please read it carefully before registering or using any of our services.

Last Updated: 1 January 2026  |  Version 4.2

Important: By registering or continuing to use the Surga99 platform, you are deemed to have read, understood, and agreed to all the Terms & Conditions set out in this document. If you do not agree, please discontinue use of our platform immediately.

1. Acceptance of Terms

These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("User" or "Member") and Surga99 ("Company", "we", or "platform"). These Terms govern your access to and use of the surga99.click website and all services provided therein.

By clicking "Register", "I Agree", or by simply continuing to use the Surga99 platform, you explicitly and legally accept and agree to be bound by these Terms, including our Privacy Policy, which is deemed to form part of this document.

These Terms may be updated from time to time. Surga99 will notify you of any material changes via your registered email or through an in-platform notice. Continued use of the platform following such notification will be considered acceptance of the updated Terms.

2. Member Eligibility

To register and use Surga99's services, you must meet all of the following eligibility requirements:

  • Aged at least 18 years of age at the time of registration. Surga99 takes the protection of minors from gambling activities seriously.
  • Is legally eligible to enter into a binding agreement under Malaysian law.
  • Never been restricted, suspended, or banned from using the Surga99 platform previously.
  • Not acting on behalf of any third party, syndicate, or corporate entity without prior written authorisation from Surga99.
  • Registering and playing for personal entertainment purposes, not for systematic professional gain at the expense of the platform.

Surga99 reserves the right to request identity verification documents at any time to confirm a member's eligibility. Failure to provide the requested documents within 7 days may result in temporary account suspension.

3. Account Registration

3.1 One Account Per Individual

Each individual is only permitted to own and use one (1) active account at Surga99. Holding multiple accounts is strictly prohibited and constitutes a serious breach of these Terms. Surga99 employs various technical measures to detect duplicate accounts.

3.2 Registration Information

You are required to provide accurate, complete, and up-to-date information when registering a Surga99 account, including:

  • Full name as shown on your Malaysian identity card (MyKad / Passport)
  • An active and reachable mobile phone number
  • A valid and active email address
  • Exact date of birth

3.3 Password & Security

You are solely responsible for keeping your Surga99 account password confidential. Surga99 will never ask for your password through any communication channel. You are responsible for all activity that occurs on your account unless there is clear evidence of negligence on Surga99's part.

4. Deposits & Payments

Surga99 supports the following payment methods for depositing funds into your account. All transactions are processed in Malaysian Ringgit (MYR):

Payment Methods Min. Deposit Max. Deposit Processing Time
Touch 'n Go eWalletRM 30RM 10,000Instant (<1 min)
GrabPayRM 30RM 5,000Instant (<1 min)
DuitNowRM 30RM 50,000Instant (<1 min)
FPX – Maybank2uRM 30RM 30,0001–3 minutes
FPX – CIMB ClicksRM 30RM 30,0001–3 minutes
ShopeePayRM 30RM 5,000Instant (<1 min)
BoostRM 30RM 5,000Instant (<1 min)

Surga99 only accepts payments via the methods listed above. Deposits made through third parties or unlisted methods will not be accepted and may result in account suspension pending investigation.

5. Withdrawals

5.1 General Withdrawal Conditions

Withdrawals may only be made to an account or e-wallet that is registered under the same name with your Surga99 account. Surga99 does not allow withdrawals to third-party accounts under any circumstances.

  • Minimum withdrawal amount: RM 50
  • Maximum daily withdrawal amount: RM 100,000
  • Processing time: 1–5 minutes (subject to verification)
  • Your first withdrawal may require additional identity verification (KYC)

5.2 Rollover Requirements

Before making your first withdrawal after a deposit, you are required to meet the minimum rollover requirement of 1x deposit amount you (playing through your original deposit once over). Bonus rollover requirements vary and are stated in the terms of each respective promotion.

5.3 Identity Verification (KYC)

Surga99 may request KYC (Know Your Customer) documents before processing withdrawals exceeding RM 5,000 or during routine security reviews. Required documents include a copy of your MyKad/Passport and proof of payment method.

6. Bonus & Promotion Terms

Surga99 offers a range of bonuses and promotions for both new and existing members. All bonuses are subject to the following terms:

6.1 General Bonus Principles

  • Each bonus type has its own rollover requirements, validity period, and minimum bet amount — please refer to the respective promotions page for details.
  • Bonuses may only be claimed once per member, per promotion, unless otherwise stated.
  • Surga99 reserves the right to withdraw or cancel any bonus in cases of abuse, fraud, or breach of these Terms.
  • Players using low-risk betting strategies deemed to be exploiting bonuses (e.g. betting on both sides of the same match) may be disqualified from all promotions.

6.2 Bonus Rollover

Rollover refers to the number of times you must wager the bonus amount before a withdrawal is permitted. For example, a RM 100 bonus with a 10x rollover means you must place bets totalling RM 1,000 before the bonus funds can be withdrawn.

Different games may contribute varying percentages towards rollover requirements. Slots typically contribute 100%, while table games such as Baccarat and Roulette may only contribute 10–20%. Check the specific bonus terms for more details.

7. Betting Rules

7.1 Sports Betting

All sports bets placed on Surga99 are final once confirmed in the system. Bets accepted before a match is postponed or cancelled will be settled in accordance with Surga99's official policy, available in the platform's help section.

  • Minimum bet per slip: RM 1
  • Maximum bet: varies by market and sport type
  • Maximum accumulator: 12 feet
  • Minimum odds for accumulator: 1.10 per leg

7.2 Casino & Slots

All slot and live casino games on Surga99 use a Random Number Generator (RNG) that has been certified by an independent third-party body. Every game result is entirely random and cannot be manipulated.

7.3 Technical Errors

In the event of a technical error (e.g. connection disruption, system bug, or odds displayed at an unrealistic value), Surga99 reserves the right to void the affected bet without compensation, and the staked amount will be returned to your account balance.

8. Responsible Gaming

Surga99 is committed to the principles of responsible gaming. We believe that betting should remain an enjoyable form of entertainment — not a source of stress or financial hardship.

Surga99 provides the following tools to help members manage their gaming habits:

  • Daily/Weekly/Monthly Deposit Limits – Set a maximum deposit limit based on what you can afford
  • Loss Limits – Automatically stop play when your set loss limit is reached
  • Session Time Limits – Set a maximum time limit for each playing session
  • Self-Exclusion – Suspend your own account for 24 hours, 7 days, 30 days, or permanently
  • Reality Check – Automatic reminders about the time you have spent playing

For more information on responsible gaming, visit the Responsible Gaming us.

9. Prohibitions & Restrictions

The following activities are strictly prohibited on the Surga99 platform and may result in account closure and forfeiture of balance:

  • Use of automation software, bots, or scripts for playing or betting
  • Colluding with other players to manipulate game outcomes
  • Use of insider or non-public information to gain an unfair advantage in Sports Betting
  • Owning or using more than one account
  • Attempting to exploit bugs or system vulnerabilities
  • Use of a credit/debit card or payment method that does not belong to you
  • Money laundering activities conducted through the Surga99 platform
  • Registering using a false identity or another person's personal information

Surga99 will report any activity suspected of money laundering to the relevant authorities in Malaysia, in accordance with the Anti-Money Laundering, Anti-Terrorism Financing and Proceeds of Unlawful Activities Act 2001 (AMLA).

10. Account Security

Your account security is a shared responsibility. Surga99 applies 256-bit SSL encryption to all transactions and data. On your end, the following steps are strongly recommended:

  • Use a strong password combining uppercase letters, lowercase letters, numbers, and symbols
  • Enable two-factor authentication (2FA) in your account settings
  • Never share your login details with anyone, including Surga99 staff (we will never ask for your password)
  • Log out of your account after every session, especially when using a shared or public device
  • Report any suspicious account activity to Surga99 customer support immediately

11. Account Closure

11.1 Closure by Member

You may close your Surga99 account at any time by contacting our customer support team via live chat or email. Prior to closure, all active rollover requirements and open bets must be settled. Any remaining balance will be returned to you once the verification process is complete.

11.2 Closure by Surga99

Surga99 reserves the right to suspend or close any member's account without prior notice if:

  • There has been a breach of any Terms set out in this document
  • There is activity suspected to be fraudulent or money laundering in nature
  • Member is unable to verify their identity or age when requested
  • Accounts inactive for more than 12 consecutive months

12. Limitation of Liability

To the extent permitted by applicable Malaysian law, Surga99 and its affiliates shall not be liable for:

  • Any financial losses incurred through use of the platform, including ordinary betting losses
  • Service disruptions due to scheduled maintenance or events beyond our control
  • Data loss or damage resulting from third-party cyberattacks not directly attributable to Surga99's negligence
  • User decisions made based on inaccurate information resulting from an honest error

Under any circumstances, Surga99's maximum liability to any member is limited to the total amount deposited by that member in the 30 days preceding the claim.

13. Amendments to Terms

Surga99 reserves the right to amend, update, or modify any part of these Terms & Conditions at any time. Members will be notified of material changes through:

  • In-platform notices on Surga99 displayed upon login
  • Email to your registered address at least 7 days before the amendment takes effect
  • Updates to this Terms & Conditions page will be clearly marked with the date of the latest revision

Continued use of the Surga99 platform after the effective date of any amendment constitutes your acceptance of the revised terms.

14. Contact Us

If you have any questions, concerns, or complaints regarding these Terms & Conditions or the operation of the Surga99 platform, please contact us through the following channels:

Live Chat
Available 24/7 on the platform
Email
support@surga99.click

We aim to respond to all written enquiries within 1 business day. For urgent matters such as account or security issues, please use live chat for the fastest response.

Surga99's Commitment to Members

Behind every clause in these Terms is a promise we make to you

Your Money's Security

Member funds are held in a trust account kept separate from the company's operating accounts. Your money remains safe even in the event of any operational issues on Surga99's end.

Full Transparency

All Surga99 Terms & Conditions are written in clear, plain language — not buried in fine print designed to confuse. We believe in full transparency.

Fast & Honest Payouts

Legitimate winnings are paid within 5 minutes to your e-wallet or bank account in MYR. No excuses, no unnecessary delays.

Bahasa Malaysia Support

Surga99's customer support team is available to assist in Bahasa Malaysia 24 hours a day, 7 days a week, 365 days a year via live chat, WhatsApp, and email.

Responsible Gaming Tools

Surga99 provides free deposit limit, loss limit, self-exclusion, and reality check tools to all members. Your well-being is our priority.

Fair & Certified Games

All Surga99 casino games and slots use a Random Number Generator (RNG) certified by an independent body. Every player gets a fair and equal chance.

Frequently Asked Questions about Surga99's Terms

Answers to the most frequently asked questions about our terms of use

The minimum age to register and use the Surga99 platform is 18 years old. Surga99 takes age restrictions very seriously and reserves the right to request proof of age at any time. Accounts found to be registered under the name of an underage individual will be closed immediately, and all balances frozen pending the outcome of an investigation.

No. Each individual is only permitted to hold one (1) active account at Surga99. Holding multiple accounts is a serious breach of these Terms and may result in the closure of all associated accounts and forfeiture of all bonuses and winnings obtained through those accounts.

Most withdrawals at Surga99 are processed within 1 to 5 minutes to an e-wallet (Touch 'n Go, GrabPay, DuitNow, Boost, ShopeePay) or to a bank account via DuitNow. First-time withdrawals or amounts exceeding RM 5,000 may require additional identity verification, which can take up to 24 hours.

Use the "Forgot Password" function on the Surga99 login page. A password reset link will be sent to your registered email within minutes. If you don't receive it, check your spam folder or contact Surga99 customer support via Live Chat for immediate assistance.

Log in to your Surga99 account, go to "Account Settings" and look for the "Responsible Gaming" menu. There you can set daily, weekly, or monthly deposit limits, loss limits, and session time limits, as well as activate self-exclusion options. Limit decreases take effect immediately, while limit increases are subject to a 7-day waiting period.

Understood the Terms? Time to Start Playing at Surga99

Register for free today and enjoy a safe, fair, and exciting betting experience. A welcome bonus is waiting for you.

Minimum deposit RM 30 • Withdrawals within 5 minutes • 24/7 customer support in Bahasa Malaysia

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